If you’ve been following me recently, you know that I’ve been flying in and out of Davao City to attend events and brand invites, specifically in Manila. Being based in Davao, it’s always exciting to be invited to these gatherings, and honestly, that’s what I love most about my content creation journey.
But I want to be real about it: it’s not cheap at all. Even if the brand covers everything, I still end up spending on things I want while I’m there. And since I don't visit Manila every day, I always make the most of my stay. I go to restaurants I haven’t tried yet, hunt down trending food and drinks, visit new hip spots, and buy items that aren't available in Davao yet (hello, Pop Mart in MOA!). Needless to say, my credit card statements from July and August hit me like a cold bucket of water.
After a particularly busy couple of months, I found myself in a situation where several expenses were due before my next batch of campaign payments was scheduled to come in. I knew I’d be able to cover everything once those payments arrived, but the timing meant I needed a little short-term flexibility.
That’s when I finally checked out Maya Easy Credit on my Maya app.
Maya Easy Credit offers a revolving credit line made specifically for short term financial gaps.
What I liked was being able to do everything through the app. Once my Maya Easy Credit application was approved and activated, I could access the amount I needed through my Maya Wallet.
I could also check details like my available credit limit, applicable fees, and due date in the app, which helped me understand what I was taking on and plan my repayment around my expected campaign payments.
But more importantly, I made sure that whatever amount I used was something I could comfortably repay.
And honestly, that’s what made Maya Easy Credit useful for me. It wasn’t about suddenly having extra money to spend. It was about having some short-term flexibility when the timing of my expenses and income didn’t quite match.
“Mabilis mag-loan sa Maya,” as they say. And in my experience, convenient talaga siya.
Having access to a digital financial option like this gives me some peace of mind while I continue creating content, traveling, and, of course, managing my gastos. But easy access to credit doesn’t mean we should borrow more than we need.
For me, the key is still to borrow responsibly, know your limits, and have a clear plan for repayment.
